Does Covid-19’s Influence on Commercial Banking Performance ? : Evidence from Indonesia

  • Nanik Kustiningsih STIE Mahardika
  • Ali Farhan STIE Mahardika
  • Parwita Setya Wardhani STIE Mahardika
  • Noneng R. Sukatmadiredja STIE Mahardika
DOI: https://doi.org/10.29138/ijieeb.v5i1.1803
Keywords: Banking, Covid-19, Financial Crisis

Abstract

This article is intended to examine the effect of Covid-19 on financial performance in the banking industry represented by Bank BNI, Bank BRI, Bank CIMB Niaga, and Bank Mandiri with the variables Net Performing Loan, Loan to Deposit Ratio and Non Performing Loan as a measure of financial performance. The analysis used is the Mann Whitney test and the Kolmogrov Smirnov test. Based on the results of the different tests, it was found that; 1) Covid-19 has a negative but not significant effect on the net profit margin, 2) Covid-19 has a negative and significant effect on the loan to deposit ratio, and Covid-19 has a positive and significant effect on non-performing loans.

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Published
2022-03-31
How to Cite
Kustiningsih, N., Farhan, A., Wardhani, P. S., & Sukatmadiredja, N. R. (2022). Does Covid-19’s Influence on Commercial Banking Performance ? : Evidence from Indonesia. IJIEEB International Journal of Integrated Education, Engineering and Business EISSN 2615-1596 PISSN 2615-2312, 5(1), 4-8. https://doi.org/10.29138/ijieeb.v5i1.1803
Issue
Vol 5 No 1 (2022): March 2022
Section
Articles

Copyright (c) 2022 Nanik Kustiningsih, Ali Farhan, Parwita Setya Wardhani, Noneng R. Sukatmadiredja

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