Does Covid-19’s Influence on Commercial Banking Performance ? : Evidence from Indonesia
Main Article Content
Abstract
This article is intended to examine the effect of Covid-19 on financial performance in the banking industry represented by Bank BNI, Bank BRI, Bank CIMB Niaga, and Bank Mandiri with the variables Net Performing Loan, Loan to Deposit Ratio and Non Performing Loan as a measure of financial performance. The analysis used is the Mann Whitney test and the Kolmogrov Smirnov test. Based on the results of the different tests, it was found that; 1) Covid-19 has a negative but not significant effect on the net profit margin, 2) Covid-19 has a negative and significant effect on the loan to deposit ratio, and Covid-19 has a positive and significant effect on non-performing loans.
Downloads
Article Details
This work is licensed under a Creative Commons Attribution 4.0 International License.
References
Harahap, S. S. (2006). Analisis Kritis Laporan Keuangan. Jakarta: PT Raja Grafindo Persada.Harahap, Y.M. H. (2017). Analisis Perbandingan Kinerja Keuangan antara Perusahaan Pertambangan Milik Negara (BUMN) dengan Perusahaan Pertambangan Milik Swasta (BUMS) yang Terdaftar di BEI (Periode 2011 – 2015). Medan:Universitas Sumatera Utara.
Kustiningsih, N., Kalbuana, N., Rochman, A. S. U., Farid, M. M., Bharmawan, A. S., Farida, I., & Hidayat, W. (2020). STUDY RATIO FINANCIAL OF BANK PERFORMANCE: EVIDENCE FROM INDONESIA. PalArch's Journal of Archaeology of Egypt/Egyptology, 17(9), 6571-6605.
Otoritas Jasa Keuangan. 2020. Kinerja Lingkungan Perbankan di Tengah Pandemi Covid-19 dan Respon Kebijakan. Jakarta : OJK.
Otoritas Jasa Keuangan. 2020. Kondisi Perbankan Jawa Barat dimasa Pandemi Covid-19 dan Prospek Kedepan. Jawa Barat : OJK Kantor Region 2- Jawa Barat.
Tiono, I., & Djaddang, S. (2021). ANALISIS KOMPARASI KINERJA KEUANGAN PADA PERBANKAN KONVENSIONAL BUKU IV DI INDONESIA SEBELUM DAN SESUDAH PANDEMI COVID-19. BALANCE: Jurnal Akuntansi, Auditing dan Keuangan, 18(1), 72-90.
Sholihah, E. (2021). EFISIENSI KINERJA KEUANGAN SEKTOR PERBANKAN INDONESIA DI MASA PANDEMI COVID-19. JRMSI-Jurnal Riset Manajemen Sains Indonesia, 12(2), 287-304.